Texas Optional Retirement Program
An alternative retirement plan for Texas higher education professionals.
Independent guidance for managing your ORP investments.
An alternative retirement plan for Texas higher education professionals.
Independent guidance for managing your ORP investments.
Questions to Ask an ORP Advisor
- Who chose your fund offerings? Do you have an independent process for picking funds such as Morningstar?
- How often is my account reviewed for performance, asset allocation, etc.?
- Are your fund offerings mainly proprietary within a fund family?
- Do you have a replacement fund available if my funds fall out of favor? For example, some fund families only offer their proprietary mutual funds, meaning they probably won't fire themselves for poor performance.
- How often will you meet with me to review my account?
- Do you have a dedicated staff person that works with you to service your account?