📞 (832) 835-6403

Markets can be scary.

Leverage our experience from past down markets to help you understand and meet your financial planning goals.

Schedule a no-cost complimentary portfolio analysis & financial planning session.

Please select a time slot that works best for you in the calendar below. You should receive an email confirmation once appointment is scheduled. If you have any difficulties, please call the following phone number: 832-835-6403

Learn more about us

Monte C. Byrd, Founder & President

Mr. Byrd has more than 31 years of experience in financial advisory services. He holds the Chartered Financial Consultant and Chartered Life Underwriter designations, as well being an Accredited Investment Fiduciary.

Caleb G. Byrd, Financial Consultant

Mr. Byrd graduated from Baylor University in 2016 with degrees in Real Estate and Entrepreneurship and holds the Series 65 License.

With 30+ years of professional experience and $238MM in client assets under management or advisement, we predominantly work with two types of clients:

Business Owners – Some of our earliest clients, stretching back to the late 1980s, were business owners. We find our focus on advanced planning is a great fit for the complex needs of business owners and their families.

Professionals – Today more than ever, America’s professionals are overloaded with responsibilities and are expected to be “always on”. Many professionals have found that leaving the management of their retirement funds to someone who focuses on providing that service can be an advantageous move. Doctors, engineers and university faculty members all form part of our significant professional clientele.

What you’ll learn:

  • Valuation risk : Is your portfolio exposed to super expensive equities that have the potential for greater volatility?
  • Inflation risk: Is your portfolio vulnerable to volatile inflation numbers? Do you have too much in long-dated bonds that have greater susceptibility to this interest rate shocks?
  • Longevity risk: Is your portfolio too conservatively allocated? Or is the amount of income you’re looking to take from the portfolio too small relative to the income goals you’re trying to reach?
  • Savings rate risk: Could your savings rate be too low in order to replace your income?
  • Volatility risk: When markets become volatile, will your portfolio share in the same volatility. Could it perform better? Worse?
  • Estate planning risk: 170,000 people passed away around the globe yesterday. None of them planned on it. If one of those individuals, was you or your spouse, would your assets go to those persons or causes you desire?

Market valuations, inflation, liquidity, market composition, leading economic data. We evaluate all of this information in helping our clients build portfolios to fit their needs.

Over the past 30+ years we have helped countless clients retire and from this experience know the challenges that pre- and post-retirees face. Retirement planning is more than hitting a target number. It’s about the human element: your life situation, family, goals and desires all play a crucial role in determining the right approach to your retirement.

Our 4-step process:

Discovery meeting

In this meeting, we’ll focus on your goals, where you’re at currently in your retirement journey, your family, and how they play into your retirement goals. We’ll also discuss our firm’s methodology, history, and approach.

Document delivery

Once you feel comfortable moving forward with the complimentary analysis, you’ll be able to send your statements, and personal information through a secure file upload link.

– 401(k) statement
– 403(b) statement
– IRA statement
– Pension benefit statement
– Social Security benefit dollar amount

Portfolio Analysis Production

Once the required documents are received, we’ll produce a comprehensive evaluation of your current situation and evaluate your financial planning.

Portfolio Analysis

Presentation In our second meeting, we’ll address any questions you’ve
had since we last met and then launch into the analysis.

The first item on our agenda will be to address any questions you've thought of since our last meeting. Then:

  • How do your mutual funds stack up?
  • What is your overall asset allocation?
  • Do you have undue exposure to a particular stock market sector?
  • What factors is your bond portfolio exposed to?
  • What international exposure does your portfolio have?
  • How expensive are the funds within your portfolio?
  • The real economy (ex: housing, manufacturing)
  • Liquidity (ex : Federal Reserve policy, interest rates)
  • Valuations (ex : CAPE ratios, PE ratios)
  • Our recommendations for your portfolio
  • Detailed discussion of asset allocation process
  • What we’ll watch for while managing your portfolio

News and market insights

Make your finances simple!

No commissions. No transaction fees.


Investment advisory services offered through M.C. Byrd Wealth Management.

We are licensed to sell insurance products in the following states of:
Louisiana (LA), Texas (TX).

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Contact Us

M.C. Byrd Wealth Management

18 N Harris St, Bellville, TX 77418, United States

(979) 865-0660

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