Texas Optional
Retirement Program
An alternative
retirement plan
for Texas higher
education
professionals.
Independent guidance for managing your ORP investments.
Questions to Ask an ORP Advisor
- Who chose your fund offerings? Do you have an independent process for picking funds such as Morningstar?
- How often is my account reviewed for performance, asset allocation, etc.?
- Are your fund offerings mainly proprietary within a fund family?
- Do you have a replacement fund available if my funds fall out of favor? For example, some fund families only offer their proprietary mutual funds, meaning they probably won't fire themselves for poor performance.
- How often will you meet with me to review my account?
- Do you have a dedicated staff person that works with you to service your account?