When Does a Roth Conversion Make Sense?
When Does a Roth Conversion Make Sense? Over the last year, we've had many discussions with clients about required minimum distributions, how they affect taxes, and how to manage retirement…
529 College Savings Plans: 7 Commonly-Asked Questions Answered
529 College Savings Plans:7 Commonly-Asked Questions Answered Parents and grandparents of children who will attend college often ask us questions about 529s. While there are tax benefits, one of the…
Documents Everyone Should Keep Organized
It’s 2:00 a.m., and your adult child is being asked for a healthcare power of attorney after you have had a medical event. Documents seem like an afterthought, but in…
Are You Financially Ready for Retirement? 5 Questions to Ask Yourself
Are You Financially Ready for Retirement? 5 Questions to Ask Yourself “Can I retire?” The answer is rarely a binary yes or no. Here are a few questions to evaluate…
Wills vs. Trusts: Which Do I Need?
Wills vs. Trusts: Which Do I Need? Estate planning is a common topic we discuss with clients in Texas. Clients often ask us whether a trust is appropriate for their…
If Recession Materializes, What Might It Mean For Stocks?
If Recession Materializes, What Might It Mean For Stocks? For those reading the business press, 2025 has had no shortage of headlines. Swings in the stock and bond market in…
Can A Reduction In Government Spending Impact GDP?
Can A Reduction In Government Spending Impact GDP? With the first quarter coming to a close, we can definitively say that it has been an eventful start to the year.…
What Consumer Confidence Tells Us About Unemployment & The S&P 500
What Consumer Confidence Tells Us About Unemployment & The S&P 500 After the blistering August heat, the cool(er) winds of fall are always welcome. This year the economy appears to…
The Fed Is Cutting Rates: What Does It Mean For Asset Allocation?
The Fed Is Cutting Rates: What Does It Mean For Asset Allocation? By now, you’ve probably heard the Federal Reserve will likely cut interest rates in September. In explaining the…
Unemployment Data, The Sahm Rule & The Beveridge Curve
Unemployment Data, The Sahm Rule & The Beveridge Curve Leading indicators (e.g., the yield curve) have warned of recession since 2022. While useful, they have a variable lag time. The…